Most people have some type of health insurance, whether through their employer or a private package they purchased. Vision insurance, however, is a separate matter that’s not always well understood but is still very important. In today’s post, Elite Vision Care, your local eye care center, discusses what you need to know about vision insurance.
About Vision Insurance
Vision insurance reduces the costs of eye care expenses. Like health insurance, you pay a monthly premium for it. Vision insurance is different from a vision discount plan, which costs less per year. While health insurance covers the costs associated with eye-related injuries or diseases, carrying a vision plan covers the costs of regular maintenance. These include eyewear prescriptions and regular visits to your optometrist for eye exams.
A Smart Financial Choice?
Though not legally required like health insurance, investing in vision insurance might be a smart financial choice for you. After all, most adults require some type of vision correction. According to the National Eye Institute, 66% of U.S. citizens age 18 or older report needing contact lenses or eyeglasses.
When it comes to costs, different vision plans involve different premiums. Employers often offer such plans as an added health benefit for employees, though you can find affordable ones through insurers. While it is possible to pay a portion of the expenses for eye exams and prescription eyewear, a vision plan with a higher monthly premium means these out-of-pocket costs will be smaller.
Eye exams, which are included in most vision insurance plans, are necessary for the detection and treatment of eye conditions. Turn to Elite Vision Care and have your eyes checked. We also offer eyeglasses and contact lens prescriptions to help you see better. Call (281) 205-0002 to schedule an appointment. We serve League City, TX, residents.